After the occurrence of major natural disasters, it is of great significance that disaster states are assessed timely and accurately for decision-making departments to draw up effective response programs. Multi-spectral remote sensing has a great advantage and potential in disaster assessment, with the characteristics of a wide range of data acquisition, high speed, etc. In several major natural disaster assessments in China, multi-spectral remote sensing technology has played an important role. Firstly, the present paper takes earthquake disasters, floods disasters and drought disasters as examples to summarize the specific applications of major natural disaster assessment based on the multi-spectral remote sensing. Secondly, in these specific applications they suffer from both relative shortage of data sources and limited breadth and depth of application; both of these problems are analyzed. Finally, the future development direction of major natural disaster assessment based on the multi-spectral remote sensing, such as the expansion of multi-spectral remote sensing data acquisition means, the establishment of major natural disasters assessment index system based on remote sensing, and the improvement of the assessment technology system based on multi-spectral remote sensing are also discussed.